Blog

Category: News & Events

July 11, 2018

Should Your Business Accept Bitcoin Payments?

bitcoin

In the recent years, the term “bitcoin” has become more prominent in business discussion. If you are technically savvy, you probably have an understanding of this cyber currency. If you are like most, you probably have no clue. Have any of your customers asked if they can pay by bitcoin? If not, that probably answers the question about whether your business should take them or not. The day is likely coming that your customers probably will ask about these payments so consider this blog to be a basic tutorial.   What Is Bitcoin? Bitcoin is a virtual currency used to...Read more


June 8, 2018

Friday Fun Facts

FridayFunFacts

Rudest Obituary – Ever! Kathleen Dehmlow died May 31 at the age of 80. Her obituary makes it clear she will not be missed by her two children. The obit in the Redwood Falls Gazette has the usual stuff such as date of birth, her marriage and her two children. Then this: “In 1962 she became pregnant by her husband’s brother Lyle Dehmlow and abandoned her children.” It goes on to say that Dehmlow “will now face judgement” and “will not be missed by Gina and Jay, and they understand that this world is a better place without her”.  The message...Read more


June 1, 2018

Friday Fun Facts

friday

Car Sinks Into Cement in Cleveland A Cleveland driver made a wrong turn and found himself delayed when his car began to sink into wet cement. Kate Warren said she watched the man drive right onto the new and wet cement last Thursday. Crews were in the middle of pouring new concrete at the intersection of Euclid Avenue and East 9th Street in Cleveland when the mishap occurred. Warren watched crews work to free the car after its tires started to sink into the freshly-poured wet cement.   Message in a Bottle – Found 18 Years Later An 11-year-old boy...Read more


May 18, 2018

Friday Fun Facts

friday fun facts

Bounce House Flies Away With Child Inside A bounce house was swept away by a gust of wind last Saturday. A 9-year-old child was inside. The bounce house landed on a nearby highway in Southern California and slammed into a vehicle. The child was obviously well cushioned and suffered only minor injuries. Deputies said the driver of the vehicle that was hit was “shook up from the ordeal” but otherwise wasn’t hurt in the incident on State Highway 395 in Adelanto, according to the San Bernardino County Sheriff’s Department Roommate Killed For Talking During TV Show Dymund Ellis was really...Read more


May 2, 2018

The History of MasterCard

mastercard

In 1966, a group of California banks formed the Interbank Card Association (ICA). With the help of New York’s Marine Midland Bank, now known as HSBC, United California Bank (later known as First Interstate Bank), Crocker National Bank and Bank of California (now known as Union Bank of California) joined with the ICA to create “Master Charge: The Interbank Card”. The card was given a significant boost in 1969, when First National City Bank joined and merged its own “Everything Card” with Master Charge. As a side note, First Interstate Bank was merged with Wells Fargo who would go on...Read more


April 25, 2018

Samsung Pay Adds PayPal to NFC Payments

paypal

There is a chance that you might not even know what an NFC payment is. NFC stands for Near Field Communication. In other words, contactless payments such as Apple Pay or Samsung Pay. This isn’t new technology. It is technology that has been around in one form or another since 1997. Consumers have never really caught on the way it was intended. Whether you use your smartphone or an actual NFC credit card, the transactions are lightning fast and are safer than using an EMV card in a chip-reader. This week, Samsung adopted PayPal as another form of payment for...Read more


April 11, 2018

Signatures No Longer Required For Transactions

transactions

After harping on merchants forever about the importance of getting a signature for every transaction, we are about to change the rules. Well, it really isn’t Chosen Payments changing the rules as much as the card issuers such as American Express, Visa and MasterCard. Effective this month, all four of the major credit card brands are dropping the requirement to obtain a signature for credit card transactions. This is largely due to increased security enhancements and the implementation of EMV “chip cards”. By now, every credit card in the hands of a consumer has been swapped out with an chip...Read more


March 28, 2018

Mobile Credit Card Processing Clover Products vs. Square

clover go

Being able to accept credit cards anywhere you happen to be has certainly pushed to the top of the list of things desired by merchants from their credit card processor. Much of this was inspired by the convenience of using Square. Square has continued to dominate in the arena of credit card terminals for new businesses wishing to process credit card payments on their mobile devices. However, a showdown is just beginning with Clover Go, backed by the powerful First Data, gaining significant traction in the marketplace. Clover Go offers lots of services along with layers of security provided by...Read more


March 21, 2018

HOW TO PROTECT YOUR BUSINESS FROM A DATA BREACH IN 6 STEPS

data breach

In a recent blog at the beginning of the month, we were talking about how much will a data breach costs you and why you need a data breach policy. These days this is a hot topic again as data breaches are on the rise. This time, a massive data breach happened to Facebook. News broke over the weekend that Cambridge Analytica, a research company, reportedly gained access to information about almost 50 million Facebook users. If this happened to Facebook, the chances of smaller companies to avoid one are very little. The reality is not if a data breach...Read more


February 21, 2018

Choosing A Credit Card Processor – Top 5 Considerations

credit card processor

Credit card processors are a dime a dozen.  You probably received a phone call from a processor soliciting your business within the past thirty days. Before you consider jumping ship for what sounds like a great offer, research the Top Five matters before selecting a new processor. Credit card processing is a utility for your business, much like your electricity, telephone and internet, credit card processing is a must-have in today’s cashless society.  Just as you expect the lights to come on in a room when you flick the switch, you have expectations of your credit card transactions going through...Read more