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April 4, 2018

Is Your Credit Card Processor Honest?

credit card

Accepting credit cards in your business is a requirement in today’s cashless society. In fact, we are seeing an uptick in the use of contactless payment methods such as Apple Pay, Samsung Pay and even Fitbit Pay. With these payments, a simple tap on the keypad of your phone or fitness device and the payment is done. While this is convenient for your customers, the near elimination of cash and check payments means the cost of processing these transactions continues to rise. Like accepting credit cards, the cost of processing credit cards is also a requirement for merchants. This is why, now more...Read more


March 30, 2018

Friday Fun Facts

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Uber Driver Takes The Stairs – Says GPS Directed A California Uber driver took a flight of stairs with his car on Sunday and claimed the navigation system in Uber’s ride-sharing app told him to do so. The driver had two passengers onboard in San Francisco as he was on his way to pick up a third one when he made a wrong turn. With less than one year of driving experience, the driver told news reporters that Uber’s navigation system instructed him to go down the stairs. A tow truck driver attempted to remove the Toyota Camry from the...Read more


March 28, 2018

Mobile Credit Card Processing Clover Products vs. Square

clover go

Being able to accept credit cards anywhere you happen to be has certainly pushed to the top of the list of things desired by merchants from their credit card processor. Much of this was inspired by the convenience of using Square. Square has continued to dominate in the arena of credit card terminals for new businesses wishing to process credit card payments on their mobile devices. However, a showdown is just beginning with Clover Go, backed by the powerful First Data, gaining significant traction in the marketplace. Clover Go offers lots of services along with layers of security provided by...Read more


March 23, 2018

Friday Fun Facts

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Manson’s Body Released by Coroner After Four Months The grandson of Charles Manson, a notorious cult killer won a bizarre court battle in Bakersfield, CA for control over Manson’s body. The court ruled last Monday that Jason Freeman be allowed to receive the remains from the county morgue where his body has been held since November. He had been serving a life sentence for the 1969 killings of pregnant actress Sharon Tate and eight others. Freeman fought others for the rights to the body including a man who claims he was fathered by Manson and a prison pen pal who...Read more


March 21, 2018

HOW TO PROTECT YOUR BUSINESS FROM A DATA BREACH IN 6 STEPS

data breach

In a recent blog at the beginning of the month, we were talking about how much will a data breach costs you and why you need a data breach policy. These days this is a hot topic again as data breaches are on the rise. This time, a massive data breach happened to Facebook. News broke over the weekend that Cambridge Analytica, a research company, reportedly gained access to information about almost 50 million Facebook users. If this happened to Facebook, the chances of smaller companies to avoid one are very little. The reality is not if a data breach...Read more


March 16, 2018

Friday Fun Facts

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Heartbroken man holds giveaway contest for $1,700 engagement ring Virginia filmmaker, Steven Crocker, holds contents to give away $1,700 engagement ring he bought for his girlfriend just before she dumped him. He was planning to pop the question in a fancy proposal event at Universal Studios at the end of last year, but just a month before, his girlfriend, Carleigh Pappas dumped him. He was heartbroken, and he couldn’t even look at the ring for months until he decided to run this giveaway. He is asking couples to send him videos explaining why they deserve the engagement ring. He even...Read more


March 14, 2018

What Exactly is a Payment Gateway

credit card

You have probably heard the term, “Payment Gateway” many times.  As merchant, you know that you need one and that you have one.  Maybe you even know the name of your gateway such as Authorize.net or PayPro Flow.  But, what exactly does the gateway do for you?   If you want to process credit cards, then you need a payment gateway. A payment gateway is the merchant service that authorizes credit cards and other direct payments. Payment gateways enable customer payment transactions by transferring information between a payment portal and the front-end processors. Payment portals can include websites, mobile phones,...Read more


March 9, 2018

Friday Fun Facts

friday

Uber Charges Drunk Man $1,635 for Ride Kenny Bachman got drunk and made some poor choices. The New Jersey resident was partying in West Virginia and visiting a friend near the university campus.  However, he was so drunk he ordered an Uber driver to take him “home”. Remember, his home address on file with Uber is in New Jersey. When Bachman woke up two hours into the 300-mile trip, he had no idea who the driver was or where he was.  He did make it home with a total charge of $1,635.  He tried to dispute the charge with Uber...Read more


March 7, 2018

Loren needs a kidney

Hello friends and clients: Loren Kiblinger is a Customer Relationship Manager for Chosen Payments.  She may have helped you with a chargeback or processing issue in the past. Loren was diagnosed with chronic kidney disease, the cause of which remains unclear. Since the initial diagnosis, her kidney function has continued to deteriorate, to a point where her kidneys can no longer adequately support her body. This is known as kidney failure (End-Stage-Renal-Disease) and there are only two available treatment options (1) kidney transplant, or (2) spend the rest of her life on dialysis. A transplant will offer Loren the best...Read more


March 7, 2018

How Much Will a Data Breach Cost You? Why You Need a Data Breach Policy

data breach

Equifax, the credit scoring company has just experienced the most expensive data breach in history. Now, if this happened to Equifax, Target and Chipotle, don’t think for a minute that it can’t happen to you. All of these companies have large IT departments who are tasked with monitoring how customer data is stored and making their computer servers as safe as possible from outside hacks. Yes, even with all those experts hired to protect them, someone managed to get into Equifax servers and steal credit card data and other personal data. That breach is estimated to cost them $275 million...Read more