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June 29, 2016

Monitoring Internal Theft With A POS System

One of the biggest cash drains for retailers is caused by internal theft. Theft in the retail environment can be done by the theft of merchandise smuggled out in a purse or backpack, by giving product away to friends who come into the business or by the theft of cash. No matter how it is done, it costs the owner money. A Point-Of-Sale (POS) System can help identify theft and specific losses in conjunction with conducting regular physical inventory checks during the inventory ordering process. Not all losses are caused by theft and a POS system can help identify losses...Read more


June 25, 2016

Chosen Payments Donates $2000 to NLA towards TNC Battle

We are proud to support the NLA in their lobbying efforts to level the playing field between TNC’s and the luxury ground transportation industry.  Together, we can make a difference.  We are in it to win it with our clients in the industry.


June 22, 2016

Can You Yelp Us Out? We Will Yelp You Out!

In this electronic era that we live in, it is becoming standard practice to find and read reviews before actually engaging in business. Back in another era, our parents and grandparents called the Better Business Bureau to inquire about the ethics of a business. While they still exist today and you can even go to their website to check on a business, Yelp set the standard for reviewing restaurants, they soon branched out to become the standard for reviews on almost anything from restaurants in Kalispell to jet-ski rentals in Cabo.   There are a ton of review sites out...Read more


June 15, 2016

Not All Tacos Have Great Flavor. What’s The Flavor of Your Business?

Have you ever noticed that not all tacos are created equal? Taco Bell is perhaps one of the most widely known taco purveyors in the United States. You can find one in almost any city. They are cheap. They are convenient. They have drive-thru lanes. They make buying a taco super convenient. That’s probably where the buck stops. I don’t think anyone ever phoned their mother or best friend to describe how glorious a taco was that came from Taco Bell. However, have you ever had a street taco or a taco that came from a food truck parked on...Read more


June 8, 2016

Wells Fargo Launches Mobile Wallet Pay

Wells Fargo Bank announced at the end of May that it is launching a “mobile wallet” that would be incorporated into the Android version of its existing Wells Fargo banking app. The use of mobile banking is gradually becoming more commonplace as the public continues to embrace the convenience of electronic banking while letting their fears subside. The implementation of a mobile wallet by Wells Fargo could become a major selling point for the bank and cause people currently banking elsewhere to move their accounts to Wells Fargo for the convenience factor. It could also be the catalyst for getting...Read more


June 1, 2016

Why PCI Compliance Exists

You may have been assessed a $30 monthly penalty for failing to maintain a PCI Compliance Certificate with your credit card processor. That $30 does not go to your processor but rather to the acquiring banks who access the fine to your processor, such as Chosen Payments who then pass it on to the merchant. In 2006, an independent body was created by Amex, Visa, MasterCard, Discover and JCB effectively try and reduce credit card fraud caused by the poor handling of credit card information by merchants. On a grand scale, think of Target and its data breach of nearly...Read more


May 25, 2016

Fighting An Amex Chargeback

chargeback

Many merchants falsely believe that if you are hit with a chargeback from American Express you will automatically lose the battle. It is true that Amex is a harder battle to fight than other credit card issuers. Part of the reason for this is based on the fact that Amex charges a “membership fee” rather than most other credit card issuers who either issue a credit card for free or charge an annual fee for the card. Based on this same logic, Amex sees their customers as “members” rather than “card holders” as other companies such as Visa and MasterCard...Read more


May 18, 2016

VoIP Phone Systems Benefit Small Business In A Big Way

Imagine receiving text messages to your main phone line or sending reminder texts to clients or staff that was programmed days in advance. Imagine transferring a call from a client who is lost at the airport directly to his chauffeur’s cell phone with the push of a button. Was there a dispute over the communication between the lost client and the chauffeur? Send the client a recorded clip of the call via email so you can listen to it together. Does all this sound futuristic? I bet you are thinking there is no way you could afford a system like...Read more


May 11, 2016

Increase Sales With Loyalty Programs

You may be unfamiliar with the term “Loyalty Program” but yet you are surrounded by them.  One of the most recognized loyalty programs in the nation is Starbucks who uses a “star system”.  Each time you make a Starbuck’s purchase, you earn a star.  When you have accumulated ten stars, you get a free product.  On some days, they offer “bonus stars” and this causes people to come in to buy coffee on a given day simply to double up on their stars and get to the reward faster. Here’s where the loyalty part really plays in.  Card-carrying Starbucks customers...Read more