Blog

Archives: March 2019

March 20, 2019

Watch Out For Credit Card Skimmers

Credit card skimming has become big business. As a merchant, you have an obligation to protect all credit card data entrusted to you. This includes safeguarding and monitoring your credit card equipment and online processing. The latest trend is for thieves to install micro cameras, allowing the thief to easily see the PIN code being entered into a keypad of an ATM or another electronic payment point. With this in mind, here’s what you should be looking for as a merchant as well as being a consumer. It really only takes a quick inspection to look for things that might...Read more


March 13, 2019

Passing on the Cost of Accepting Credit Cards to Customers

We get a lot of questions about whether merchants should pass on credit card processing fees to customers. Is it legal? How much should I charge? Should I charge at all? We wish that there was one single answer that would fit every Chosen Payments merchant. But the truth is, this decision is complicated and merchants must make choices based on their individual businesses. In many cases, passing charges on just doesn’t sit well with customers. If your favorite local grocery store implemented a surcharge for using a credit card, would you continue to shop there? Here are some general...Read more


March 6, 2019

Staying on Top of New Payment Technologies

With big brand names like Sears, Toys ‘R’ Us, and Payless Shoe Source turning the lights off for good, now is the time for retail businesses to wake up and take note: times are changing. Companies like Macy’s, J.C. Penney, and Victoria’s Secret are all in deep trouble. The brick and mortar stores of America are clearly down trending, and the number one reason for the decline is the convenience of shopping from home. Whether we have become a lazy society or smarter shoppers is debatable. One thing that is not debatable is that we have become a cashless society,...Read more