Archives: June 2018

June 29, 2018

Friday Fun Facts


Man Mistakenly Released from Jail, Brought Back by Wife 2 Hours Later 38-year-old James Rynerson from Colorado, imprisoned for menacing, disorderly conduct and trespass charges, was accidentally released from prison after guards mixed him up with another inmate, Marvin March. Rynerson said nothing when he was given March’s paperwork to sign, as well as his clothes, leather jacket and debit card, and no one checked his wristband as he left. Guards realized the error only when March approached a deputy to ask him when he would be released. Rynerson thought that the event was a stroke of good fortune and...Read more

June 26, 2018

Is Your Credit Card Terminal a Cash Drain?

credit card

Many new business owners make the mistake of either leasing a credit card terminal or renting on a monthly basis. When faced with the costs of opening a business, the thought of spending another $300 for a credit card machine can be daunting. However, when presented as a rental or lease with payments “as low as $20” a month, it can seem quite attractive. It can be especially attractive when you forecast running $50,000 a month on the machine.  What’s $20?   However, at the end of 15 months, you have paid for the machine’s cost. Most merchants never look...Read more

June 22, 2018

Friday Fun Facts


Montana Funeral Home Found Liable A Montana mortuary must pay a woman $50,000 after her husband was cremated against his wishes. A jury found a funeral director in Conrad, MT was negligent in his decision to cremate a man. Enid Yeager told jurors that mortuary staff pushed her toward cremation because a larger casket size would be needed to bury her husband. Attorneys for the funeral home said the director simply recommended Robert Yeager be cremated. Enid Yeager signed off on having him cremated so jurors found both the mortuary and Enid Yeager partially liable. She originally sued for $1...Read more

June 20, 2018

Payment Types and Convenience

old school credit card machine

As the all-purpose credit cards like MasterCard and Visa became widely used in the 60’s, merchants routinely took a customer’s credit card, laid it on a mechanical or manual device to get an imprint of the embossed cards on a “Sales Draft”. The merchant kept one copy and the customer kept a copy. The merchant sent his copy to the bank with his daily deposit of cash and checks and the sales draft was treated the same as cash. You may have noticed that your new credit cards no longer are embossed (the raised numbers) because the technology is completely...Read more

June 15, 2018

Friday Fun Facts

friday fun facts

Oops – Wrong Body Given to Family A wife has told police a body she thought was that of her missing husband belonged to a stranger after her spouse turned up a year after he was reported as a Missing Person. Police initially handed over the body to the wife after she made “positive” identification after reporting her husband missing three days earlier. Police acknowledged Wednesday that the body found in a river in June 2017 was that of another man reported missing at about the same time. The family notified police that the missing husband came home alive last...Read more

June 13, 2018

Telltale Signs of Telephone Fraud What We Hear From Your Recorded Phone Calls


We applaud many merchants for installing call recording devices that record your business phone calls. Despite the fact that you send your recordings to us as part of your dispute to a chargeback, they are not accepted by the card brands at this time for use in disputing a chargeback. However, they ARE admissible in a court of law. When you submit an audio file to us at Chosen Payments, we use it to help prepare your dispute or appeal. In fact, we listen to it over and over, pausing, taking notes about who says what in the call and...Read more

June 8, 2018

Friday Fun Facts


Rudest Obituary – Ever! Kathleen Dehmlow died May 31 at the age of 80. Her obituary makes it clear she will not be missed by her two children. The obit in the Redwood Falls Gazette has the usual stuff such as date of birth, her marriage and her two children. Then this: “In 1962 she became pregnant by her husband’s brother Lyle Dehmlow and abandoned her children.” It goes on to say that Dehmlow “will now face judgement” and “will not be missed by Gina and Jay, and they understand that this world is a better place without her”.  The message...Read more

June 6, 2018

What is GDPR


You have probably been inundated in the last few weeks with email messages about GDPR. On May 25, 2018, a new set of privacy rules was officially implemented in the European Union (EU). The new rules are known as the General Data Protection Regulation (GDPR). The rules apply to almost all businesses who sell on a global basis. It specifically mandates how merchants handle private information of customers and may affect you even if your business is not located in the EU.   What Is It All About? The charter states: “The protection of natural persons in relation to the...Read more

June 1, 2018

Friday Fun Facts


Car Sinks Into Cement in Cleveland A Cleveland driver made a wrong turn and found himself delayed when his car began to sink into wet cement. Kate Warren said she watched the man drive right onto the new and wet cement last Thursday. Crews were in the middle of pouring new concrete at the intersection of Euclid Avenue and East 9th Street in Cleveland when the mishap occurred. Warren watched crews work to free the car after its tires started to sink into the freshly-poured wet cement.   Message in a Bottle – Found 18 Years Later An 11-year-old boy...Read more