Archives: October 2017

October 27, 2017

Friday Fun Facts


Man Cited $149 for Singing While Driving We’ve all done it.  Singing along with a song while driving. Taoufik Moalla was pulled over on Sept. 27 for screaming.  He told the four police officers who pulled him over that he was singing, not screaming.  After checking his license and registration, an officer issued Moalla a $149 ticket for screaming.  The violation cited states “to cause disorder by screaming” violates “peace and tranquility”.  Moalla was singing C+C Music Factory’s song “Gonna Make You Sweat” while he was driving.  Moalla plans to contest the ticket. Oh, Dear, Oh, Deer – Deer Crashed Window...Read more

October 25, 2017

Credit Card Backup Guarantees

credit card

Last week we discussed why small businesses should simply process credit cards at the time service is rendered rather than invoicing a client and waiting for your payment at a time that is convenient to your client.  Sure, there is a fee to pay for processing a credit card but many businesses offer a 2% discount on an invoice paid before a certain date anyway.  While you might not offer a discount for early payments on invoices, you will end up spending more than the cost of processing a credit card in the long run if you choose to invoice....Read more

October 20, 2017

Friday Fun Facts


Pole Dancing For Olympic Gold Medals The Global Association of International Sports Federations has officially recognized pole dancing as a sport, a move that will potentially take the acrobatic moves to the Olympics.  It only took 11 years of campaigning by the International Pole Sports Federation according to president Katie Coates.  “We want those gold medals up there in the Olympic games for our athletes, to be proud of our athletes and our sport”, said Coates. Jim Bakker Tired of People Making Fun of Him The disgraced televangelist who spent 4 years in prison for fraud is demanding that “mean...Read more

October 18, 2017

Invoicing vs. Credit Card Payments

credit card

We have been contacted recently by two of our merchants who have expressed concerns about when they should process a “backup guarantee”.  A backup guarantee credit card is a credit card left on file with the agreement that if an invoiced account becomes delinquent, the credit card on file as a backup will be charged.  Why not just charge the credit card at the time services are rendered? Why You Should Not Invoice The fact is, most Chosen Payments merchants operate small to medium sized businesses.  Inc. Magazine characterizes 99.7% of all businesses in America as a small businesses.  Small...Read more

October 13, 2017

Friday Fun Facts


Man Keeps Dead Mother and Brother At Home For Over a Year A man spent more than a year living with his deceased mother and twin brother in his house.  He says he didn’t report their death because he was “traumatized”.  Robert James Kuefler was charged last week in White Bear, Minnesota, with interference with a dead body or scene of death, a misdemeanor.  Police were sent to check the welfare of Kuefler after neighbors called about the stench of decay. They found the skeletal remains of Kuefler’s mother Evelyn in an upstairs bedroom, and the mummified corpse of his...Read more

October 11, 2017

M-Commerce May Kill Thanksgiving Day Shopping


Have you heard the term “m-Commerce”?  It’s a cousin to e-Commerce, or Electronic Commerce which simply means that you are shopping online.  Online shopping became a thing when websites began selling products and processing credit cards through a website to place those orders.  Many people choose to shop from the comfort of their home while scrolling through product.  It is like the Sears catalog without the actual book. In the recent past, Google has penalized website owners who do not optimize their websites to be “mobile friendly”.  Being mobile friendly simply means that you are able to see website pages...Read more

October 6, 2017

Friday Fun Facts


Woman Wants Grave Opened to Prove She’s Not In It! Juana Escudero knows she’s alive. She just can’t prove it without digging up a grave to prove she’s not in it.  Escudero has been unable to renew her driver’s license because various government officers believe she’s dead — the result of a seven-year-old clerical error.  On May 13, 2010, a woman in Malaga was declared dead with the same full name and date of birth.  Earlier this month she filed a petition with Malaga courts to have the grave opened and has offered to do a DNA test – anything...Read more

October 4, 2017

A Major Data Breach – Possibly 5 Million Card Compromised at Sonic Drive-In


We have shared it before and now we will share it again.  Data Breach Protection policies are super cheap and well worth their investment.  Less than fifty percent of all U.S. merchants have invested in a Data Breach Policy.  In October of 2015, the liability for data breaches was shifted from banks to merchants.  Chosen Payments offers a Data Protection Policy for about $10 a month. Most recently Sonic Drive-In has been breached — and possibly in a pretty big way.  Sonic, at present, is at 3,600 locations across 45 U.S. states — and while it has acknowledged the breach itself,...Read more